Business , Home & Auto Insurance Since 1950 !
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for others to see .
Rental coverage is NOT affected by who was at fault. If you have rental coverage on your policy , your policy will pay for the rental . If you do NOT have rental coverage , it will not regardless of who was at fault. Keep in mind , if you do not have rental coverage , and the other driver was at fault , you can contact the other Insurance Company and file a clim directly through them
We get this question a lot . Your neighbor should file a claim under his own policy. It does not matter who owns the tree that causes the damage . Wind is considered an "act of god" , and there is no fault or liability attached to it. There are certain situations that could change that , for example if the tree was old and rotted and hanging over his garage , and you were
YES. This is often misunderstood and overlooked, but you DO need an HO6 Condo Unit policy in your name. The Master Policy will often times cover inside the unit - "ALL IN" coverage , but you still need your own policy to cover your own personal liability , possible loss assessments coverage, and to help offset usuaully high master olicy deductibles. YES you need an HO6 UInit Owner policy.